Category Archives: Personal Finance

Year-End Notes

2015 contribution limit increases

A new year is about to begin, and this is a great time to check on your 401(k) retirement plan to take full advantage of the tax benefits. For 2015, the contribution limit has increased from $17,500 to $18,000, with an additional $6,000 permitted if you are 50 or older. These contributions...
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Financial Margin Revisited

In February 2009, I wrote a series of articles about creating financial margin in our life. During the preceding years, the economic and market environment was euphoric and everyone was feeling optimistic about their finances – and extending themselves accordingly with buying decisions and debt. Fast-forward seven years, and we are beginning to see a similar...
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Control Your Wealth

Knowing the facts will help you make better decisions and outcomes in just about every aspect of life: Do you want to be healthier? Track your medical stats and journal your exercise. Do you want to be in control of your nutrition? Track your eating. (This works really well!) Do you want to be in control of your wealth?...
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Incremental Identity Theft Measures

If measured by questions I am frequently asked, identity theft is the topic of the year for 2014. A few recent high-profile credit card data breeches, combined with some media hype, are likely playing into this new-found awareness. But awareness is a good thing since there are very simple steps you can take to minimize your chances...
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