Date of Birth (required):
Joint Client Date of Birth (required if Joint):
If you are filling this out as joint investors, please provide answers that are mutually agreed upon. Feel free to submit individual profiles if your answers differ -- simply return to this page after submitting the first profile.
How would you describe yourself as an investor?
What is your general investment objective?
---GrowthGrowth and IncomeIncome
How long do you plan on keeping your money invested?
Certain accounts may have a time horizon that is shorter than your primary time horizon. Just indicate your primary time horizon here.
---Long Term (over 10 years)Intermediate Term (5 to 10 years)Short Term (less than 5 years)
Approximately how many years of experience do you have as an investor in stocks, bonds, and/or mutual funds?
What is the maximum probable portfolio loss you are willing to tolerate over any one year period?
Another way to word this is: What is the largest one year loss you could bear before you reach the point where you just can't take it anymore and feel you have to sell to protect your wealth?
What best describes your current situation?
Income and expenses are expected to rise and investable assets are accumulating (Early Career)Income and expenses are relatively steady and savings are growing modestly (Mid/Late Career)Income and expenses are relatively steady and savings are growing significantly (Mid/Late Career)Income and expenses are declining and/or savings are being used to maintain desired lifestyle (Retirement)
Knowing the value of a portfolio fluctuates each year as the market changes, which of the following portfolios would you choose if you were investing $500,000?
The maximum gain or loss on an investment is impossible to predict. The ranges shown here are hypothetical and are designed solely to gauge an investor's risk tolerance.
Portfolio 1 - earns 3% per year on average, but may lose 3% or $15,000 in bad years, or gain 8% or $40,000 in very good years.Portfolio 2 - earns 6% per year on average, but may lose 13% or $65,000 in bad years, or gain 22% or $110,000 in very good years.Portfolio 3 - earns 9% per year on average, but may lose 27% or $135,000 in bad years, or gain 39% or $195,000 in very good years.
Which of the following best describes you?
I am a long-term investor focused on growing my assetsI want to plan long-term but have a hard time shrugging off moderate to severe lossesI need stable cash flows to meet my living expensesI am focused on preserving capital; I don't mind if this approach sacrifices return potential
If I look at my account statement and there is a moderate loss, my primary reaction is:
Do nothing; I lost money and am unhappy, but am willing to stick with it until a recoverySell all of the investment; I don't like lossesBuy more; I am okay with temporary losses because they present opportunitiesSell half; I can't afford to lose all my money
If your portfolio declined 10%, how would you feel?
Anxious and worriedConcerned, but I understand that the market does fluctuate over timeIndifferent. I am focused on long-term growthGreat! Short-term fluctuations do not concern me in the least and may present an opportunity
If your portfolio suffered a temporary decline, could you cover your immediate cash flow needs from other sources?
No; there are no other assets or income sources available to meYes; I have other assets and income sources I could use to cover my cash flow needsThis portfolio is not expected to fund any spending in the near future
I plan to begin taking distributions from my portfolio in:
Less than 1 year1 to 5 years5 to 10 years10 years or more
When I begin taking distributions from my portfolio, I plan to spend the entire portfolio over a period of:
5 years or less5 to 20 years20 years or moreNever; I plan to only take sustainable distributions